Until last month, I wrote down what I spent, but I didn't actually have a budget written down. Then I tried it last month and was surprised at how much I spent in the various categories. I can see that this is going to be an ongoing tweaking experience.
I think my work income is steady. I've upped my retirement contributions and all of the deductions have been taken out, so I have a good idea how much I get to take home every two weeks.
I will be messing with the budget numbers, but I'm also thinking about the categories. I would like to add an allowance aka "blow money" category. I don't want to track every latte under the out to eat/entertainment category. At the same time, that seems kinda silly because my money budget is just that. MY money budget. I am the only person I am budgeting for, so why do I need an allowance?
The second category is an "exercise/body" category. I am making it a priority to exercise and I think I would like to have a category to track what I spend for that. Examples include the heart rate monitor I bought this month, race entries, exercise-specific clothes, stuff like that. Right now, the heart rate monitor went under personal care. Not exactly what I was thinking when I created that category.
Yesterday was a NSD. I worked until 6, then went to the indoor track and ran for 25 minutes. Went home, made mac & cheese for dinner and watched "Til Debt do us Part." The boyfriend is on a run to New York, so I have the house to myself for a few days.
I'm hoping for another NSD today. Tonight is spin class after work, I plan on eating frozen egg rolls and a salad for dinner, and I hope to read my "Shadow of Night" book. It's a huge book and is due back to the library on the 21st, so I've got to get it in gear to finish it by then.
Source: http://missangel.savingadvice.com/2013/02/13/budgeting-categories_101062/
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